Interactive SME Eligibility Calculator
Check Where Your Business Fits in the National SME Matrix
Adjust the sliders below with your enterprise's annual sales turnover, employee headcount, and business age to instantly see your official classification, tax benefits, and loan limits.
Annual Sales Turnover (PKR)PKR 25 Million
PKR 1MPKR 30M (Micro)PKR 150M (Small)PKR 800M (Medium)
Total Employees / Workforce15 Employees
1-10 (Micro)11-50 (Small)51-250 (Medium)250+ (Corporate)
Years in Operation3 Years (Eligible Startup)
New Startup (1 Year)5 Years (Startup Cap)20+ Years
Your Official Classification★ Startup Qualified
Small Enterprise (SE)
سمال انٹرپرائز (چھوٹی صنعت)
Small enterprises are established commercial or manufacturing businesses poised for scale. They qualify for subsidized markup loans under SBP SAAF and prioritized export certification grants.
Unlocked Government & Banking Entitlements:
- ✓Eligible for SBP SAAF clean financing up to PKR 10 Million at subsidized markup
- ✓50% reimbursement on ISO, CE, and Halal international accreditation audits
- ✓Subsidized stalls (up to 75% reimbursement) in international TDAP trade fairs
- ✓Reduced corporate income tax rate of 0.25% on annual turnover
National SME Definition Matrix (Official Gazette)
As formally gazetted by the Federal Government under the National SME Policy 2021-2025.
| Enterprise Category | Annual Sales Turnover (Criterion) | Employment Size (Criterion) | Key Regulatory Privilege |
|---|---|---|---|
Start-up Start-up SE / Start-up ME | A small enterprise or medium enterprise up to 5 years old | Up to 250 Employees | Collateral-free incubation, grant support & regulatory sandbox access |
Micro Enterprise Cottage & Nano Enterprises | Up to PKR 30 Million | Up to 10 Persons | Simplified Single-Page Tax Return, complete labor inspection moratorium |
Small Enterprise (SE) Emerging Corporate Core | Above PKR 30 Million to PKR 150 Million | 11 to 50 Persons | SBP SAAF collateral-free lending up to PKR 10M, 0.25% turnover tax option |
Medium Enterprise (ME) Industrial Scalers & Exporters | Above PKR 150 Million to PKR 800 Million | 51 to 250 Persons | Export Refinance Facility (ERF), LTFF concessional rates, SEZ plots |
National SMERP Enterprise Certification
Get Your Official SME Certificate with SMEDA
Register your business on the national SMERP registry to obtain an official SME National Verification Certificate, valid across all scheduled commercial banks for low-markup loans and public procurement bid preferences.